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Uses Verizon’s network

CREDO Mobile Plans

An online carrier on Verizon's network that donates a share of every bill to progressive nonprofit causes: contract-free monthly plans that require a credit check, with taxes and fees added on top.

Independent · no pay-for-placement · Last reviewed September 10, 2026
Compass Value Score
6.3 / 10
Rated on verifiable cost & terms, not a review average.
How we score →
Plans from ~$48 /mo all-in, taxes est.
Only want ? Their dedicated page keeps your carrier context when switching plan types. View plans →

CREDO Mobile plans compared

plans
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$70 Unlimited Plan
Postpaid Save ≈ $/mo
Data
20GB
Calls & Texts
Unlimited
International
Mexico & Canada
$70.00/mo
Monthly billing
+ taxes & fees
What you get
Notable inclusions — beyond data & calls
Mobile hotspot included
Wi-Fi calling included
Full plan details
What you'll pay
Advertised plan price $70.00
Regulatory Cost Recovery Fee + $3.25
Estimated taxes + $18.76
Est. monthly total ~$92.01/mo
vs. your $/mo bill
Billing details
Renews monthly, cancel anytime
$70 15GB Plan
Postpaid Save ≈ $/mo
Data
15GB
Calls & Texts
Unlimited
International
Mexico & Canada
$70.00/mo
Monthly billing
+ taxes & fees
What you get
Notable inclusions — beyond data & calls
Mobile hotspot included
Wi-Fi calling included
Full plan details
What you'll pay
Advertised plan price $70.00
Regulatory Cost Recovery Fee + $3.25
Estimated taxes + $18.76
Est. monthly total ~$92.01/mo
vs. your $/mo bill
Billing details
Renews monthly, cancel anytime
See how much you could save
Tell us about your current plan to reveal your savings on every plan.
Current carrier
Lines
Data needed
Current bill
$
$55 9GB Plan
Postpaid Save ≈ $/mo
Data
9GB
Calls & Texts
Unlimited
International
Mexico & Canada
$55.00/mo
Monthly billing
+ taxes & fees
What you get
Notable inclusions — beyond data & calls
Mobile hotspot included
Wi-Fi calling included
Full plan details
What you'll pay
Advertised plan price $55.00
Regulatory Cost Recovery Fee + $3.25
Estimated taxes + $14.74
Est. monthly total ~$72.99/mo
vs. your $/mo bill
Billing details
Renews monthly, cancel anytime
$50 3GB Plan
Postpaid Save ≈ $/mo
Data
3GB
Calls & Texts
Unlimited
International
Mexico & Canada
$50.00/mo
Monthly billing
+ taxes & fees
What you get
Notable inclusions — beyond data & calls
Mobile hotspot included
Wi-Fi calling included
Full plan details
What you'll pay
Advertised plan price $50.00
Regulatory Cost Recovery Fee + $3.25
Estimated taxes + $13.40
Est. monthly total ~$66.65/mo
vs. your $/mo bill
Billing details
Renews monthly, cancel anytime
$35 1GB Plan
Postpaid Save ≈ $/mo
Data
1GB
Calls & Texts
Unlimited
International
Mexico & Canada
$35.00/mo
Monthly billing
+ taxes & fees
What you get
Notable inclusions — beyond data & calls
Mobile hotspot included
Wi-Fi calling included
Full plan details
What you'll pay
Advertised plan price $35.00
Regulatory Cost Recovery Fee + $3.25
Estimated taxes + $9.38
Est. monthly total ~$47.63/mo
vs. your $/mo bill
Billing details
Renews monthly, cancel anytime
Page of · plans
Compare is full
Costs to know

CREDO Mobile fees & charges

Regulatory Cost Recovery Fee
Not a government tax — collected and retained by CREDO Mobile
$3.25/mo
Government taxes & fees
Varies by state and city (estimated per plan in all-in pricing)
Varies
Early termination fee
Up to $650 per line depending on the device
Postpaid only
Emergency Access / e911
Varies by state, up to $5.00 or up to 2.4%, as applicable.

Fees are carrier policy and apply to most plans. Amounts may vary by plan; see individual plan pages for exact all-in estimates.

Need a phone too?

Phones on CREDO Mobile

Bring your own or grab one with a plan: phones CREDO Mobile offers, with real prices and trade-in deals.

View all CREDO Mobile phones →
The rundown

About CREDO Mobile

Who they are

CREDO Mobile is an online carrier operated by Marconi Wireless Holdings, under parent company BRPI Acquisition Co. Its defining feature is a progressive giving model: it donates a portion of revenue to social, environmental, and civil rights nonprofit groups, and customers vote each month on how that giving is allocated. Service is sold and set up online, with no physical stores.

Network & coverage

CREDO Mobile runs on Verizon’s nationwide network, so coverage tracks Verizon’s footprint. Plans include Verizon 5G where available on a compatible device. One catch worth knowing: as a value brand on Verizon, CREDO data can be deprioritized behind Verizon’s own retail customers during congestion, and its unlimited tier slows after a high-speed allowance each month.

How pricing works

CREDO Mobile is contract-free and billed monthly, offering shared-data plans for one or more lines plus an unlimited option. Unlike most value brands, it requires a credit check to start service, and device financing runs through an in-house interest-free payment plan for qualified buyers. The lowest advertised rates assume autopay. Taxes and fees are not included; government surcharges and regulatory fees are added on top, and there’s no price-lock guarantee.

Who it’s for

CREDO Mobile suits people who want Verizon-level coverage and like the idea of their phone bill funding progressive causes they can help direct. It is less suited to anyone who wants to avoid a credit check, prefers taxes-included billing, or needs in-person store support, since it’s online-only. The alternatives below are worth a look if a no-credit-check, all-in plan is your priority.

Common questions
What network does CREDO Mobile use?
Can I bring my own phone, and does it use a physical SIM or eSIM?
Can I keep my phone number when I switch?
Does CREDO Mobile require a credit check?
Is there a contract, and what does it cost if I cancel?
Are there activation or SIM fees, and are taxes included in the price?
Is autopay required to get the advertised price?
How does CREDO Mobile's donation model work?
What happens if I go over my shared data?
Coverage

Network performance

Typical speeds, all networks
79-357 Mbps
Upload 6-30 Mbps · Latency 17-32 ms
Typical real-world speeds on CREDO Mobile’s network, sourced from FCC Broadband Facts labels. Actual speeds vary by location, network congestion, and device.
How we rate this carrier

Why CREDO Mobile scores 6.3 out of 10

The Compass Value Score is a single 0 to 10 rating of what a carrier actually costs and what its terms commit you to. It’s built from verifiable pricing and contract data, not review sentiment.

6.3 / 10
Value · 35% 6.5
On the pricier side once taxes and fees are counted
Cost transparency · 25% 5.0
Adds a recovery fee and estimated taxes on top of advertised prices
Flexibility · 20% 8.0
No contract
Inclusions · 15% 5.4
1 perk included, though its other measures score higher
Network standing · 5% 7.0
Runs on Verizon’s network; data may slow when towers are busy
What reviewers say

Independent reviews

Assessments from professional and specialist reviewers, shown separately from our Compass Value Score. That score rates verifiable cost and terms, not review sentiment.

Independent coverage
4 sources
Reviewed across professional and specialist publications.
How this fits our Value Score →
Top Ten Reviews
Top Ten Reviews 5.0

“With its donations to charitable causes, Credo Mobile promises that its customers can help enact social change. This, combined with piggybacking on the Verizon network, makes this cell provider look like a good choice, yet heavy restrictions and comparatively high plan prices take the shine off.”

Top Ten Reviews
Top Ten Reviews 7.1

“If the best cell phone providers are the ones that are most affordable, then Boost Mobile deserves recognition. Its cheap prices and welcome discounts give you superb value for money. You don't have the same degree of choice as other providers when it comes to picking your phone, and its coverage can be spotty in some areas thanks to its reliance on the Sprint network. If you just want cheap cell phone service, though, Boost could well be your best bet.”

WhistleOut
WhistleOut 8.9

“If you've been hunting around for an unlimited data plan on America's best network but want to avoid a credit check (a big upside to going prepaid) CREDO may have just what you're looking for. The company's unlimited plan is priced identically to Verizon's Beyond Unlimited plan, and includes excellent features like HD video streaming and a 10GB high-speed mobile hotspot allowance.”

MoneySavingPro
MoneySavingPro 6.0

“As CREDO Mobile's coverage is leased from Verizon, CREDO Mobile's coverage map allows you access to the most extensive nationwide 4G LTE coverage, even when compared to the AT&T or T-Mobile networks. Along with blazing fast connection speeds that compete with the T-Mobile network, you can expect to receive stability as it pertains to call quality and sending or receiving texts.”

Community

Questions about CREDO Mobile

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Alternatives

Also on Verizon’s network

These carriers use the same Verizon towers, so coverage is similar. What differs: data priority, perks, and support.

All carriers →
Support

Contact & support

Follow CREDO Mobile

Coverage tracks Verizon’s network. Verify your address on the official coverage map before switching.

101 Market St #700, San Francisco, CA 94105, United States

Accuracy notice: CREDO Mobile details are sourced from CREDO Mobile’s website and updated periodically. Pricing, features, and availability can change without notice. View our full disclaimer →

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To ensure accuracy, this page has been reviewed and fact-checked by Carl Perlas, Jon Stone and Branden S. as part of our editorial review process. Learn how we score.

Last updated: September 10, 2026 · See an error? Report it