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Apple locks carrier-financed iPhones until paid in full

2 publications · July 15, 2026
Apple

Key points

  • Apple updated its FAQ to state that iPhones financed through T-Mobile or Verizon will now be carrier-locked until paid in full
  • The change closes a previous workaround that allowed customers to buy unlocked iPhones with carrier financing
  • The policy change appears to have taken effect in July 2026
  • Apple previously allowed customers to purchase carrier-financed iPhones that remained unlocked
Summary (AI)

Apple confirmed the policy change in an updated FAQ for carrier-financed iPhone 17 Pro purchases. The company previously allowed customers to finance iPhones through carriers while keeping the devices unlocked, a practice outlets describe as a workaround that was being abused. Under the new policy, devices financed through T-Mobile or Verizon will remain locked to those carriers until the full purchase price is paid.

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