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Apple now locks iPhones financed through T-Mobile and Verizon

4 publications · July 15, 2026
T-Mobile

Key points

  • Apple changed its policy so iPhones financed through T-Mobile or Verizon are now locked to those carriers
  • Previously, only AT&T devices on carrier payment plans were locked when purchased from Apple
  • The change closes a loophole that let buyers finance through carriers but receive unlocked devices
  • The policy applies to purchases made directly from Apple's store
Summary (AI)

Apple changed its policy so iPhones financed through T-Mobile or Verizon are now locked to those carriers. Previously, only AT&T devices on carrier payment plans were locked when purchased from Apple.

The change closes a loophole that let buyers finance through carriers but receive unlocked devices. The policy applies to purchases made directly from Apple’s store.

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